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There are many reports from recent media that state 71,000 additional care rooms will be needed in the UK in the next 8 years and a staggering 190,000 by the year 2035. This is dow...
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The mortgage loan industry is extremely competitive with loans now dependent upon affordability calculations. While this has had an impact on the buy to let market, even though ren...
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Despite signs that the UK electorate are growing tide of MPs inability to tackle Brexit, it does not look like the situation will be solved in the short to medium term. Voters afte...
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On 1 October 2018 the UK government brought in a number of changes for landlords operating Houses in Multiple Occupation (HMOs). In what was seen by many as a move to tackle “rog...
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To say that the London commercial real estate market is under pressure is perhaps a statement of fact bearing in mind Brexit and the ongoing confusion. If you read the newspapers, ...
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The UK property market is a very liquid and fast-moving sector with new trends emerging on a regular basis. Some of the interesting trends of late include:- Prominent UK mortgage c...
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Over the last few years there has been a growing trend with new properties being sold as leasehold as opposed to freehold. This means that the property owner is able to charge an a...
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While the Homes (Fitness for Human Habitation) Act 2018 has been put forward as new legislation by many observers it is in fact an amendment to the Landlord and Tenant Act 1985. Th...
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The question of who has the right to change the locks on a rented property is a tricky one. On the one hand, the landlord owns the property, and so common sense would suggest that<...
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At this moment in time UK base rates stand at 0.75% which is up from a low of 0.25% towards the end of 2016. Even though it appears unlikely that UK base rates will move
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On 1 June 2019 the Tenant Fee Act (2019) will come into force. While some landlords seem oblivious to the repercussions of the act, it will have a major impact upon the way in whic...
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Obtaining lending from high street banks has become more restrictive in recent years due to an additional focus on algorithms and computer-based decisions. For developers, this can...
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The mortgage industry is failing to keep up with modern borrowers’ needs, it has been claimed, after a new survey revealed more than half were rejected for lifestyle choices incl...
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The UK property market has been surprisingly strong in light of Brexit concerns. Despite the doom and gloom headlines since 2016, we have not yet seen the collapse that many so-cal...
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While the UK economy is steadily recovering, and battling the problems surrounding Brexit, we have seen a significant increase in demand for bonus income mortgages. These relate to...
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We all want to live in a secure home, but when you’re a landlord you’re also responsible for making sure someone else’s home is safe. Not only that, you also need to protect ...
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History shows that the Scottish independence referendum in 2014 was dominated by a small group of major factors including the future currency. The SNP government was caught out on ...
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If you’re considering becoming a landlord, or expanding your current property portfolio, but have bad credit history, you might think it isn’t possible as you may struggle to g...
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The ongoing uncertainty regarding Brexit has been ratcheted up this evening with news that the Labour Party has agreed in principle to back a “People’s vote”. Speculation thi...
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There are many reasons why the humble convenience store makes for a wise commercial property investment. As little as ten years ago convenience stores looked very different, operat...
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