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It is fair to say that the last few years have seen a massive increase in the costs associated with private landlord operations. We have seen stamp duty increase, mortgage relief r...
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Many people will be surprised to see that the UK housing market remained relatively resilient, outside of London, during April 2019. This comes at a time of what can only be descri...
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The loan to value (LTV) ratio is simply mortgage funding represented as a percentage of the value of the property it is being used to purchase. The higher the LTV the greater the m...
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Since the 2008 US mortgage crisis, which led to one of the world’s worst economic downturns, traditional high street banks have taken a step back from the mortgage market. They w...
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This evening we have news that Brexit talks between the Conservative government and the Labour Party are “progressing well” but there is still no real end in sight. Property ma...
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The UK government has announced plans to withdraw section 21 eviction notices, commonly referred to as “no fault” evictions, in another shakeup of the UK private rental market....
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Over the last couple of years we have seen a significant increase in the tax liabilities and the regulatory liabilities of private landlords. We have seen a reduction in mortgage i...
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To be fair nobody has any idea when Brexit will be concluded (will it actually go through?) and this has caused some confusion and concern within investment markets. While it is sa...
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To say that the London commercial real estate market is under pressure is perhaps a statement of fact bearing in mind Brexit and the ongoing confusion. If you read the newspapers, ...
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The UK property market is a very liquid and fast-moving sector with new trends emerging on a regular basis. Some of the interesting trends of late include:- Prominent UK mortgage c...
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While the Homes (Fitness for Human Habitation) Act 2018 has been put forward as new legislation by many observers it is in fact an amendment to the Landlord and Tenant Act 1985. Th...
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At this moment in time UK base rates stand at 0.75% which is up from a low of 0.25% towards the end of 2016. Even though it appears unlikely that UK base rates will move
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On 1 June 2019 the Tenant Fee Act (2019) will come into force. While some landlords seem oblivious to the repercussions of the act, it will have a major impact upon the way in whic...
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While the UK economy is steadily recovering, and battling the problems surrounding Brexit, we have seen a significant increase in demand for bonus income mortgages. These relate to...
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History shows that the Scottish independence referendum in 2014 was dominated by a small group of major factors including the future currency. The SNP government was caught out on ...
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The ongoing uncertainty regarding Brexit has been ratcheted up this evening with news that the Labour Party has agreed in principle to back a “People’s vote”. Speculation thi...
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A recent review of prime central London property has highlighted a trend which many people may find unexpected. The number of international buyers for prime central London property...
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The recent announcement by Communities Secretary James Brokenshire of yet another protective agency for tenants has not gone down well with private landlords. The government is the...
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Despite concerns regarding the UK property market, a report by Lloyds Bank cast a very interesting light on the sector. Over the last five years the average UK city house price has...
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As we approach decision time for UK MPs there is real concern about the possibility of a no deal Brexit for the UK. Early indications suggest that Theresa May could lose by as many...
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